TABLE OF CONTENTS
- 1. General
- 2. Eligibility
- 3. Nature of the Website
- 4. No Financial Advice
- 5. Account Registration
- 6. Prohibited Activities
- 7. Intellectual Property
- 8. Third-Party Services and Links
- 9. Privacy and Data Protection
- 10. Limitation of Liability
- 11. Indemnification
- 12. Governing Law and Dispute Resolution
- 13. Miscellaneous
Terms of Use
1. General
1.1 These Terms constitute a legally binding agreement between you ("User", "you") and Novione Patrimoines ("Operator", "we", "us"), the owner and operator of the website located at https://novione-patrimoines.com.
1.2 This website operates as an informational and marketing platform connecting users with third-party trading service providers ("Advertisers"). The Operator does not provide financial, investment, or trading services directly.
1.3 The Operator reserves the right to amend these Terms at any time. Continued use of the Website following any amendments constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.
If you have any questions about these Terms, please contact us at: support@novione-patrimoines.com
2. Eligibility
By using this Website, you confirm that you are at least 18 years of age, or have reached the legal age of majority in your jurisdiction, whichever is greater.
You confirm that you are legally permitted to access and use the Website in accordance with the laws of your country of residence.
2.3 The Website may not be available or legally accessible in all jurisdictions. You are solely responsible for ensuring that your use of the Website complies with all applicable local laws and regulations.
2.4 The Operator reserves the right to restrict access to the Website in certain territories at its sole discretion, including where required by applicable law or regulatory requirements.
3. Nature of the Website
3.1 This website operates as a digital marketing and information platform. It allows users to submit inquiries and express interest in services offered by third-party advertisers.
3.2 The Operator acts solely as an intermediary, providing the infrastructure to connect Users with Advertisers. The Operator does not sell, provide, or deliver any financial, investment, or trading services directly.
3.3 Any services, agreements, or transactions resulting from a User's connection with an Advertiser are governed exclusively by that Advertiser's terms and conditions. The Operator assumes no responsibility for such services or agreements.
3.4 The Website is not a financial platform, brokerage, exchange, or investment adviser. Nothing on the Website constitutes a solicitation or offer to buy or sell any financial instrument.
4. No Financial Advice
4.1 All content published on this website is provided for informational and promotional purposes only. It does not constitute financial, investment, legal, or tax advice of any kind.
4.2 The Operator makes no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any information published on the Website.
Any performance results, testimonials, or examples displayed on the Website represent individual cases only and are not indicative of results you may achieve. Past performance does not guarantee future results.
Before making any financial decision, consult with a qualified, licensed financial adviser who understands your individual circumstances.
5. Account Registration
Some features of the website may require you to create an account by providing personal information, including your full name, email address, and phone number.
You agree to provide accurate, current, and complete information during registration and to keep your account information updated at all times.
You may maintain only one active account. Creating multiple accounts is strictly prohibited and may result in immediate suspension or permanent termination of all associated accounts.
5.4 You are solely responsible for keeping your login credentials confidential. The Operator is not liable for any loss or damage resulting from unauthorized access to your account due to your failure to protect your credentials.
5.5 You must notify the Operator immediately if you become aware of any unauthorized use of your account.
6. Prohibited Activities
6.1 When using this Website, you must not:
- Attempt to access or access restricted areas of the Website without authorization
- Use automated tools, bots, scrapers, or scripts to extract data from the website
- Reproducing, copying, distributing, or creating derivative works from any website content without prior written consent is prohibited.
- Submitting false, misleading, or fraudulent information during registration or any interaction with the website
- Upload or transmit any malicious code, viruses, or harmful material
- Engage in any activity that interferes with or disrupts the performance or availability of the Website
- Do not use the Website for any unlawful purpose or in violation of any applicable laws or regulations
- Do not impersonate any person or entity, and do not misrepresent your affiliation with any person or entity.
6.2 Any breach of these prohibitions may result in the immediate suspension or termination of your account and may expose you to civil or criminal liability.
7. Intellectual Property
7.1 All content, design elements, logos, trademarks, software, and underlying code on the Website are the exclusive intellectual property of the Operator or are used under valid licence.
7.2 Users are granted a limited, non-exclusive, non-transferable licence to access and use the Website for personal, non-commercial purposes only.
You may not copy, modify, distribute, sell, or exploit any content or materials from the Website for commercial purposes without prior written consent from the Operator.
7.4 Unauthorised use of any intellectual property belonging to the Operator may result in legal action.
8. Third-Party Services and Links
8.1 The Website may contain links to third-party websites, platforms, or services. These links are provided for your convenience only and do not represent an endorsement or recommendation by the Operator.
8.2 The Operator has no control over, and accepts no responsibility for, the content, accuracy, privacy practices, or availability of any third-party websites or services.
8.3 Any interactions you have with third-party advertisers, including purchases, agreements, or services, are solely between you and that advertiser. The Operator is not a party to these arrangements.
8.4 The Website may use third-party software, analytics, and tracking tools. Occasional service interruptions or delays caused by these third-party providers are beyond the Operator's control.
9. Privacy and Data Protection
Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at Privacy Policy.
By submitting your personal information through the Website, you consent to its use in accordance with our Privacy Policy, including sharing with Advertisers to respond to your inquiry.
9.3 The Operator processes personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) where applicable.
If you believe your data has been used inappropriately, please notify the Operator immediately at support@novione-patrimoines.com and provide full cooperation in any subsequent investigation.
10. Limitation of Liability
10.1 The Website and all its content are provided on an "as is" and "as available" basis without any warranties, whether express or implied.
10.2 To the fullest extent permitted by applicable law, the Operator shall not be liable for:
- Any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use the Website
- Any loss of data, revenue, profit, or business opportunity arising from or connected with the Website
- Any errors, inaccuracies, or omissions in content published on the Website
- Any disruptions, delays, or failures caused by third-party service providers
- The quality, accuracy, legality, or suitability of any products or services offered by advertisers
10.3 Nothing in these Terms shall limit or exclude liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be lawfully excluded.
11. Indemnification
11.1 You agree to indemnify, defend, and hold harmless the Operator, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) that arise from:
- Your use of the Website in violation of these Terms
- Your violation of any applicable law or regulation
- Any content you submit through the Website
- Any dispute between you and a third-party Advertiser
12. Governing Law and Dispute Resolution
12.1 These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Operator is registered, without regard to its conflict of law provisions.
12.2 Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the competent courts in the Operator's country of registration.
12.3 Where required by applicable local law, disputes may alternatively be resolved through the courts in the User's country of residence.
If any provision of these Terms is found to be invalid or unenforceable, all remaining provisions shall remain in full force and effect.
13. Miscellaneous
These Terms, together with the Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and the Operator regarding your use of the Website.
13.2 The Operator's failure to enforce any provision of these Terms shall not be construed as a waiver of that provision or any other provision.
13.3 The Operator may assign its rights and obligations under these Terms without requiring your consent. You may not assign your rights under these Terms without the Operator's prior written consent.
13.4 All electronic communications sent to the Operator are considered valid and legally binding correspondence.
13.5 These Terms are available in en and may be translated for informational purposes only. In case of any discrepancy between the English version and any translated version, the English version will take precedence.