Conditions of Use

1. General

You are invited to visit Novione Patrimoines (the "Website")

Contact us: info@novione-patrimoines.com

On this website, you'll find information about trading services ("Services") offered on third-party platforms ("Third-Party Platforms").

By using our Services, you agree to be legally bound by these Terms between yourself and the website owner. Please read them carefully before proceeding. You must accept the full Terms to access the Website, as they govern your use of our Services. We reserve the right to update these Terms at any time.

By accepting our Terms, you also agree to our Privacy Policy (available here).

2. Eligibility

2.1. If you meet the legal requirements and accept our Website's Terms and Conditions, you'll have full access to our Services upon approval.

2.1.1. To use our Services, you must be at least 18 years of age

2.1.2. You must be legally authorized to accept our terms and conditions.

2.1.3. The use of our Website and the Services we provide must be legal in your country or territory of residence. You must not be prohibited by law from using our Website.

2.2. Novione Patrimoines and the Company are not responsible for any unlawful use of our Services by users. We do not make guarantees, warranties, or representations regarding the legality of any person who uses our Services or Website.

3. Territories with Restricted Access

3.1. We reserve the right to restrict access to our Website or Services if 1) a user is located in a restricted jurisdiction ("Restricted Territories") or 2) we determine that granting access would pose a legal, regulatory, or reputational risk to the Company. This provision does not limit our rights beyond these circumstances.

3.2. The Company reserves the right to restrict access for users in certain jurisdictions until additional terms are agreed upon. While accessing from a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. Responsible use of this Website and its Services requires adherence to the following conditions:

4.1.1. You may use the Website Services for all legitimate purposes, including uploading and sharing content. However, the following types of material are prohibited: 1) Data or files containing viruses or other potentially harmful code that could damage our Website or the computer systems of our third-party partners. 2) Any material that disrupts or prevents other users from accessing Website Services. 3) Content that infringes on copyright, intellectual property, or other legal rights. 4) Any content containing threats, defamation, racism, slander, or insulting language. 5) Content that violates applicable laws in relevant jurisdictions. 6) Marketing or advertising material without prior written consent.

You may not alter, destroy, remove, or obscure any legal notices, proprietary software, design elements, logos, or other proprietary content on the Website.

You may only access the Services through the Website's official interface and not through any other means or alternative access points.

4.1.4. You may not interfere with other users' access to or use of the Website and its Services.

4.1.5. You may not access the Website and its Services using external bots, automated tools, or any unauthorized software.

4.1.6. No data collection or transmission involving the Website—whether active or passive, including through cookies, spyware, or beacons—may be uploaded to or transmitted through the Website.

4.1.7. You may not attempt to replicate the Website or its services in any way, including through copying its appearance and/or functionality. This prohibition extends to creating mirror sites and using any other means, whether currently known or yet to be developed.

4.1.8. While using the Website and its Services, you are prohibited from violating applicable laws, engaging in copyright infringement, using pirated software, engaging in identity theft or hacking. No illegal activity of any kind, including encouraging others to engage in such conduct, is permitted.

4.1.9. You may not upload software or attempt to modify the Website's source code. You may not take any action that could harm the Website or interfere with its use by others.

You may not attempt to copy the Website and its Services through reverse engineering, disassembly, decompilation, or any other similar technique or technology.

4.2. If we suspect that your use of the website violates any applicable laws or our terms of use, we reserve the right to monitor your activity. If we discover a violation of our terms of service or any applicable laws, we may cancel your account, suspend your access to the website, report your activities to relevant authorities or third-party service providers, or pursue legal action. These terms of use are in addition to any other legal or civil rights the Company may exercise.

5. Intellectual Property Rights

All material on our website—including videos, images, logos, text, audio, designs, brands, and trademarks—is protected by intellectual property rights held by the Company and relevant third-party providers.

5.2. Users do not obtain any intellectual property rights to content on the website. Users are granted only limited rights under the established conditions and terms of use, which permit access to the website and its services. All other rights, title, and interest in the website and its services remain the property of the Company.

5.3. The Website and all Services provided herein are intended for personal use only and may not be accessed or used for commercial purposes.

5.4. Users may not knowingly or negligently permit another person to copy, modify, or duplicate any aspect of the website by any means, including but not limited to reverse engineering, decompiling, or copying the service configuration or website source code.

6. Liability Limitations

6.1. By consenting to use the Website and its Services under the terms of service, you acknowledge that you are solely responsible for any outcomes resulting from your use. The Website and the Company make no claims, warranties, or representations—whether express or implied—regarding the results of using the Website, or concerning its quality, fitness for a particular purpose, usability, accuracy, or any other aspects. You accept that all content and Services are provided "as is," including any potential flaws or limitations.

6.2. We are not responsible for service disruptions beyond our control or interruptions in information transmission through our Services. We also do not accept liability for informational errors, including omissions and inaccuracies, in website content.

6.3. Any losses you incur while using the Services on the Website are entirely your responsibility. By accepting these Terms of Service, you acknowledge that you assume all risk associated with these losses, including those from your use of third-party services. You also agree that you are solely responsible for all decisions made regarding your activity on the Website, including any decisions based on information provided by the Website and its Services.

6.4. You are solely responsible for any damages or losses—direct or indirect—that you or your agents may experience. To the fullest extent permitted by law, we assume no liability or responsibility for such losses, including lost income, savings, or personal data resulting from your use of this site.

6.5. The Company is not responsible for technical issues arising from technology failures, including telephone lines, internet service, computers, or other hardware or software. We are also not liable for any costs or losses resulting from internet use.

7. Services, Content, and Promotions from Third-Party Providers

On our website, while using our Services, you acknowledge that third-party content—including advertisements and platform reviews—may be present.

Products and services offered by third-party providers featured on our website are not under our control, and we do not endorse their quality or guarantee their currency.

Before making any decisions, purchases, or contacting third-party service providers, we strongly recommend verifying the accuracy of their claims. You are solely responsible for any decisions, consent, or purchases you make with these services.

8. Links

8.1. Please note that the Website includes both our own content and services as well as advertisements, links, and materials provided by third-party service providers. You are solely responsible for your use of or access to any third-party websites or services, including any resulting losses or damages. This includes the use of products, services, and software available through those platforms. We encourage you to exercise due diligence before downloading, purchasing, or sharing personal information on any third-party website. Additionally, we recommend independently verifying any information or claims before relying on them.

8.2. Advertisements, images, hyperlinks, or any other promotional content or appearance of third-party websites do not constitute an endorsement by Novione Patrimoines or the Company. We do not authorize, endorse, or have any affiliation with linked websites or their products, information, materials, services, software, or business operations unless explicitly stated otherwise.

We cannot review, research, or provide opinions on every third-party company that advertises on our platform or every external link we provide. We are also not responsible for the quality of services these companies offer. Accordingly, we are not liable for any losses or damages you may experience through your use of third-party services and websites, including their products, software, information, or other offerings. We strongly encourage you to thoroughly research any company before working with them or sharing personal information, particularly before making any purchase.

8.4. Always carefully review the policies and terms of use for any third-party websites, including those with advertisements on our Website, before contacting them or making any purchases.

9. Miscellaneous

9.1. Novione Patrimoines may modify, suspend, or discontinue particular services as needed for operational purposes or site improvements. We reserve this right as part of normal operations. Any changes will be made thoughtfully and will not negatively impact your experience. You acknowledge that you have no claim against us for such modifications.

9.2. The terms of use for this website may be updated at any time. Should changes occur, we will notify you as soon as practicable, typically within a few business days. Your continued use of the website after the new terms are published will be deemed acceptance of those updated terms.

Any information transmitted through the website to another location, website, third-party service, or organisation does not imply any relationship beyond what is explicitly stated in these terms. By submitting such information, you acknowledge and consent to these terms.

9.4. No agreement or statement, whether written or verbal, outside of the specific provisions in these Terms of Use has any legal validity or binding effect on either party. Only the Terms of Use and the Privacy Policy of the Company and Website, as amended and accepted by you, constitute the binding agreement between you and the Website.

9.5. Any right granted under these Terms that is not exercised—whether due to consent, neglect, or inability—is considered waived. If a right is exercised in whole or in part, this does not limit any further exercise of that right or remedy, which remains in full force.

9.6. If a competent court determines that any provision in these Terms is invalid or unenforceable, that provision will be removed. The remaining provisions will continue to be valid and enforceable. The court's interpretation of the intent and meaning of the remaining Terms, excluding the invalid clause(s), will govern how they are applied.

9.7. We acknowledge that these Terms permit Novione Patrimoines to operate and manage the website and its Services through third-party service providers. In such cases, these providers may assume all associated rights and obligations. Users may not transfer their rights and obligations to any other party and remain solely responsible for their account and activities.